Selling Agency Agreement Mistakes

Be very careful not to choose the agent who will tell you the biggest lie about the sale price of your property. This is called “buying your business.” Also be careful with agents trying to talk to you at auction by telling incredible price stories. It`s a common trick. If you choose an agent based on the sale price they quote you, you may be very disappointed. If you suspect that an agent is trying to buy your business with an overstated estimate of the selling price, you insist on giving you their estimate in writing. Also insist that they don`t charge you anything if they sell for less than the price they estimated. This will identify the agents that seduce you with false quotes. Greg: Nothing has been done by the courts yet, which is a precedent. My legal design and a better opinion would be a small mistake if, for example, the agent does not put what his recommended form of sale is, perhaps the license number is wrong.

Maybe! Another, I think it would not affect the agency agreement if they forget to enter the details of the lawyer, or they are not aware of the lawyer at the time of the conclusion of the agreement. But until we have to go to court and fight one of these issues, the best perspective is always to fulfill the agency agreement. Don`t leave space, make sure you fill it properly. Greg: To be the salesman. Yes, yes. And the other condition is that if the agent does not have an agency agreement and sells a person`s house, he can be sued by the Office of Fair Trading. All conditions are now set out in all regulations. Normally, an agent would use a commercially prepared agency agreement, which would define all the conditions, but the agent would then have to fulfill the agreement. And that`s where mistakes happen.

All agents will ask you to sign an agreement before selling your property. But remember that you are being asked to sign your agreement. Many sellers bitterly regret having signed this agreement with the agent. The solution is simple: if they want you to sign their agreement, you must insist that they sign your warranty first. Tell the agent, Brian, were there any minor mistakes? Choose an agent who can give you a wider exposure by a multi-listing agency agreement giving you – for a single agency price (click here to see what it means: www.whittonandlaing.com/pages/our-london-office I see these errors all the time. Thank you for writing… Pay attention to what you spend on significant improvements to your home. This may not suit all buyers. A good example is a swimming pool.

It could cost you $25, 000. Still, this is worthless to buyers who don`t want a pool. Waiting for a buyer with the same taste as you can last for years. The main purpose of home improvements is to improve your enjoyment, not to improve your price. You will rarely receive more than half the cost of your upgrades in return when you sell. Don`t give large sums for home improvement just before the sale of your home. Don`t confuse improvements with presentation. Make your home shine and your price will shine. Watch out for the little things that make a big impression – the front garden and the first appearance of your home. Lean back and see what buyers will see when they arrive. Cleanliness is essential.

One of the most important and neglected aspects of selling a home is its smell. Pleasant fragrances create pleasant moods, while bad smells will be an immediate rejection for a buyer. A glittering house always sells for a higher price. As soon as you sign, you will be at the mercy of the agent. You`ve lost control. That`s why many agents describe sellers as “controlled” – it means the agent is in control. Agents can say that their agreement is “standard.” But it is designed according to the agent`s standard, not to your standards. It protects the agents.

It doesn`t protect you. Be careful. A broker`s sales contract is a legal contract.

Sears Master Protection Agreement Lookup

The termination of your warranty contract is a nightmare. You`re a disgrace and insult yourself on the phone. They never received the renewal letter that they said I was receiving. They continued to charge me each month after they terminated my plan twice, one month in advance. Calling customer service for warranty was a terrible experience. They tried to say that I had missed a payment three months earlier. That is not true, and my monthly statements confirm that. You don`t give a direct link to settling accounts, and you don`t let a superior talk. It`s unfortunate! Can I update my Sears Protection Agreement to a Sears Home Warranty Plan? If you purchased a home appliance or other items with a Sears Purchase Protect plan, this contract cannot be transferred to a Sears Home warranty. A Sears Home Warranty is a unique protection plan that covers multiple appliances and systems in your home, regardless of the old, brand or where they were purchased.1 Home warranties offer security when it comes to protecting appliances in your home. Sears Home Warranty plans offer more than 20 high-protection devices and systems. To see the comments and features of our home warranty companies, click below to read our guide.

Yes, you can terminate this contract by calling the Sears Protection Agreement office at 1-800-827-6655. Call us at 1-800-252-1698 or look at searspartsdirect.com Sears Home Services, the Sears department that offers plans for Home Warranty and Repair Services, three plans in total: the application plan, the system plan and the house plan. Only the appliance and Whole House plans offer coverage for the devices. These plans provide protection for important equipment, including refrigerator, dishwasher, tumble dryer, tumble dryer, built-in microwave, assortment, oven and baking sheet. If your device has a warranty or protection contract, call us at 1-800-469-4663. The Sears protection contract covers manufacturer defects, normal wear and cosmetic defects. With this agreement, customers benefit from unlimited warranty, not deductibles. For each of the three plans, you can add protection for the following: Sears System Warranty covers central heating and air conditioning, sewers, plumbing, electricity and other systems. You pay a service fee (or independent) of $100 per visit with the system guarantee. This plan does not cover appliances, but offers a 25 percent discount on device repairs. Phone call that the repair did not cover, that the holes occurred before the warranty was purchased. Did they plug in refrigeration pipes? It takes a PhD in every system of the house to understand all its house warranty.

The Sears device warranty starts 30 days after purchase.

Sara Agreement

The Reciprocity State Authorization Agreement (SARA) is an agreement between member states, districts and territories that sets comparable national standards for interstate training and remote post-secondary programs. It aims to facilitate student participation in online courses taught by post-secondary institutions in another country. Sara is overseen by a national council and managed by four regional pacts for education. SARA (State Authorization Reciprocity Agreement) is an agreement between Member States that sets comparable national standards for the intergovernmental provision of distance-based post-secondary courses and programmes. SARA applies only to distance education, which is not provided on ground or group activities (NCS 3 (4) and focuses solely on distance learning in the United States, which crosses national borders. SARA members are states that are not institutions or students. Sara does not replace state authorization and only state-accredited institutions can operate under SARA. SARA refers to the authorisation of courses and distance programmes delivered across national borders by institutions that already have admission to higher education in at least one state. States have the opportunity to become SARA members through their regional pact.

There are four regional pacts, including: Midwestern Higher Education Compact (MHEC), New England Board of Higher Education (NEBHE, Southern Regional Education Board (SREB) and Western Interstate Commission for Higher Education (WICHE). California will soon be the only state not to join an agreement that helps colleges deliver online training across national borders. Consumer advocates there, concerned about for-profit universities, hope that this will be the case. But for-profit universities aren`t the only ones wanting California to participate in the reciprocity agreement. Kristen Soares, president of the Association of Independent California Colleges and Universities, said it was an “administrative and financial burden” for private non-profit institutions that represent their organization not to be part of SARA. She said SARA membership would “facilitate regulatory requirements across national borders,” which would make it easier for California institutions to “serve students wherever they live.” SARA is a state-to-state reciprocity agreement that sets comparable standards for the intergovernmental provision of distance post-secondary education. Member States recognise participating bodies approved in other Member States. There is no need for additional authorisation or institutional pricing procedures to notify residents of Member States through distance learning. Participating institutions only need to obtain permission from the country of origin and not from any other state. Institutional participation is voluntary and limited to accredited educational institutions. SARA sets comparable national standards for the intergovernmental provision of remote post-secondary training and programs.

It aims to facilitate student participation in online courses taught by post-secondary institutions in another country. Despite initial resistance, Massachusetts is expected to become the 49th state to join the agreement before the end of the year. If that happens, California will be the only state that is not a member of SARA — a regulatory framework that makes it easier for colleges and universities to obtain state approvals to offer online education in the United States.

Sample Questions Of Subject Verb Agreement

In the statements, the usual structure of sentences is subject to verb. But the questions are a little different. In one question, at least part of the verb is in front of the subject. Remember, when you ask a question, you have to reconcile the verb with the subject that comes next. This verb agreement test test verifies your understanding of the use of the correct form of the verb depending on the subject. Sometimes you need a singular verb. Sometimes you need a plural verb. Do you know when to use? Find it with the exercise below. The subject-verb chord is one of the first things you learn in English class: 20. The committee (debate, debate) has carefully addressed these issues. These words always have the plural form of the verb: these words are irregular plural names (nouns that are not made by adding -s) and they adopt the plural form of the verb: the whole verb can even come before the subject. (This happens especially when the verb is a simple form of being: is, was, were, were.) Then, the structure is verb -theme, as in the examples below: If you are looking for a quiz in the technical verb agreement, we have two for you here.

The first set of questions is simple and includes simple themes and composed with individual subtantifs or pronouns and verbs that must correspond according to whether they are singular or plural. The second quiz deals with composite themes, complex phrases and specific names that adopt individual verbs. Here is the article to end all articles of the Asubject verb agreement: 20 rules of the subject verb agreement. Students will be able to take quizs after quizs by learning these rules ace. These verb-theme chord exercises with answers cover simple themes as well as compound themes that use “and” or “or” to connect individual themes. These themes are also unique, although they speak of a group of people. In the following four examples, the verbs are bold. In any case, a helping verb stands in front of the subject, while the rest of the verb follows the subject. The subject is therefore between the two parts of the verb, and the structure is verb – subject – verb: 15. Mathematics (est, are) John`s favorite subject, while Civics (is, are) Andreas` favorite subject.

This reversal of the usual subject-verb order is called inversion. Despite the fact that questions follow a reverse order, the subject and verb must always agree. In the examples above, the singular verbs agree with their individual subjects Karl, Jan, Greta and Concert. Plural verbs have, do, are and have agreed with their plurals, you, them, children and keys. A. Route: Select the right verb in these sentences. Choose the correct form of the verb that matches the theme. This quiz deals with subjects composed with a singular and a plural or pronounso noun as well as complex sentences. It`s a fun quiz, because it also covers special names that can be confusing, like collective nouns and names that end with an “s” but remain singular. During this English lesson, you will learn some more advanced cases of subject-verb tuning that confuse many learners.

We could hardly exist in a world where subjects and verbs live in harmony. None of our sentences would make sense. But with a firm understanding of the theme verb chord, students can write a variety of different types of phrases. Once your students have a firm understanding of themes, preachers and objects, they are well prepared to develop complex masterful sentences. Mathematics – my favorite subject when I was in high school. . The answers follow our PDF worksheet below, which you can download and print for your students. These words can be singular or plural depending on what follows them! And here`s the lesson, if you want to check: The director, with all the actors, works very hard. “Many houses in this area don`t have garages.” Try it now, or download the quiz PDFs and print them out for later.

Sample Letter Of Indemnity Agreement

You may be wondering why you should write a real letter instead of just talking to the person about the problem. A letter of compensation is a contract and it must be written if you want to bring it to justice to get the other party to keep its promises. Talking only about the subject, shaking hands and making verbal promises will not be enough if the other party decides to bring you to justice. A letter of compensation may also be required when purchasing services on a credit card (for example. B flights or hotel reservations) for someone else who assures the supplier that you authorize the purchase and that you accept all service-related charges, such as damage to the hotel room or late cancellation of the flight. Informed consent forms from the parents on your typical letter have come with others, I am writing this letter of compensation ordering you to release the cargo of 500 orange polo shirts to Mr. Paul Skelton of American shirts and shorts in New York Harbor, without creating the production of the Bill of Lading. A letter of compensation is used for commercial transactions to assure one party that it will not suffer any financial loss if the other party is unable to complete part of the agreement. If you are a shareholder and you lose your certificate, you must obtain a letter of compensation from the Registrar. This helps to avoid financial losses to the company if the certificate is stolen and abused. We are writing this letter to ensure that the landscaping work we have entrusted to you will be completed. In recent times, lawnmowers have been lacking, which allows us to have difficulty fulfilling our obligations regarding our contract.

If we cannot find an additional lawnmower to complete the job we will hire an external contractor to complete the work for you at no additional cost to your business. Bubble letter of the test clearing of standard document agreements are several ways to get some of these letters are also held in real estate and insurance. In the event that a property is damaged and the policyholder asserts a right to insurance, the letter assures the lender that all payments will be spent on restoring the property and maintaining its market value. You could write a letter of compensation to assure the other company that you will find an acceptable color, return your deposit or find someone else to do the job. The letter, as noted above, is an assurance that the customer will not suffer any loss because you could not fulfill your share of the bargain. In another common example, you can agree to use a credit card to purchase services for another person. (This can happen if you buy plane tickets for someone.) The credit card company may question the transaction because it does not want to be responsible if you refuse to pay.

Sale Agreement Stamp Paper

The purchase contract on stamp paper is valid. The non-registration fee does not result in the validity of the sale agreement So, in cases where you have purchased and taken possession of a property under a sale agreement, the title to the property will still remain with the developer, unless a deed of sale has been subsequently executed and registered under the Indian Registration Act. Thus, it is clear that a security in a property can only be transferred by a deed of sale. In the absence of a deed of sale duly stamped and registered, no right, property or interest for a property, the buyer of the property. You need a letter from the seller`s mortgage bank. In this letter, it should be said that the bank will unlock the original real estate securities after finalizing the full and final account of the seller`s loan outstanding. You can give the rest of the money to the seller if the papers are unlocked. Note that the banks indicate a date within which you must make the full and final settlement. The only discrepancy in an unmarked agreement is to produce an unmarked agreement in court. Section 35 of the Stamp Act de qualifies a document that does not have the necessary stamp duty in court as inadmissible. However, there are exceptions to this provision and do not completely negate the right of the parties to apply such an unstamped agreement. Under this section, an unstamped agreement may be authorized in court by paying the deficit stamp duty at the same time as a penalty, i.e. an amount varying from state to state.

In the event of a deficit and penalty, the agreement is deemed to be fully stamped. A purchase agreement is an agreement to sell a property in the future. This agreement sets out the conditions under which the property in question is transferred. The Property Transfer Act of 1882, which governs the issues of the purchase and transfer of real estate, defines the sale contract or a sale agreement as sub: The Supreme Court of India in 2012, In the case of Suraj Lamp – Industries (P) Ltd (2) v. A. Haryana, while the validity of the sale of real estate by proxy is concerned, article: Like contract law in most countries, the Indian Contract Act states in 1872 that all agreements that meet the essential requirements of free consent, legal receipt and legitimate purpose are valid and applicable. It is important to note that even oral agreements, which constitute a wide range of contracts in India, are valid contracts under the law, provided they fulfill the essential elements of a contract. The Contracts Act does not make the stamp of agreements mandatory and does not consider that an unstamped agreement/contract is invalid and unenforceable. Agreements therefore do not require a mandatory stamp to be considered legal and valid. Even if they are not stamped, they will still be enforceable to the parties who have signed the same thing.

2) If Builder r refuses to execute the deed of sale, then you can file a complaint against the owner in front of the consumer forum and seek orders from the contractor to carry out the sale of the property to deliver the property to you a sales contract, is an agreement to sell a property in the future. This agreement sets out the conditions under which the property in question is transferred. In the future, a sale agreement is to be promised that the property will be transferred to the rightful owner, while the value of the sale is the actual transfer of the buyer`s property. Remember here that both parties must respect the terms of the sale agreement. Any party that does not comply with any of the terms of the agreement could be brought to justice if the other party so wishes.

Rule 11 Agreement

But the day after the hearing, the ex-husband won more than $2 million in the lottery. Id. The ex-wife, who rightly wanted a portion of the profits, argued that by not making a decision on certain property issues agreed in the previous MSA, the court had firmly separated the divorce from ownership cases and that, therefore, the parties were still married and that lottery winnings were community property. Id. at 888. This also applies when a party attempts to revoke its consent after the execution. Id. at 890. The type of agreement after . 6.602 does not even require the court to find that the agreement is fair and correct.

Id. at 889. Therefore, given the Tribunal`s lack of authority to make a decision that did not comply with the MSA, the Tribunal was not required to make a concrete statement in which it considered the agreement already stronger than a contract agreement before the parties could be legally divorced. Id. at 891. And the ex-wife was unlucky when it came to her ex-husband`s $2 million. Finally, it is important not to ignore the rule 11 requirement that the agreement be “written” and “signed.” As generally stated, a valid and enforceable rule 11 agreement may be signed by counsel for the parties or by the parties themselves. Because Texas has passed the Uniform Electronic Transactions Act (a law that states that “a signature is required, an electronic signature complies with the law”), Texas courts assert that your electronic signature is a signed handwriting in the context of Rule 11. On the other hand, the language of Section 7.006 of the Texas Family Act provides for a review and rejection of pre-divorce agreements on the division of ownership, “unless the agreement is binding in another rule of law.” Although an agreement under this section requires the Tribunal`s agreement, even the finding that the conditions are fair and correct does not render the agreement irrevocable. In Cook v. Cook, the court approved a comparison of real estate after . 7,006, but not divorce.

243 S.W.3d 800, 801 (Tex. App.-Fort Worth 2007, no pet.) (Citation S – A Restaurant Corp. v. Leal, 892 S.W.2d 855, 857 (Tex. 1995) (authorization of a transaction does not necessarily constitute a transfer from the judgment) The husband argued that he revoked his consent to the agreement prior to the verdict. The Fort Worth court agreed and found that “the verdict that was rendered after a party revoked its consent is not plentiful.” Cook, 243 S.W.3d to 802 (quote S – A Restaurant Corp, 892 S.W.2d to 857). Most of the time, parties or lawyers in a lawsuit pass their own section 11 agreements. In other years, section 11 agreements are reached at the request of the Tribunal.

Regardless of this, the parties are bound after the negotiation, the document and the filing before the Tribunal. As decided by ExxonMobil Corp./Valencia Operating Co., a party may revoke its consent to a Rule 11 agreement at any time prior to the judgment. A court is not prevented from applying a section 11 agreement as soon as it has been rejected by one of the parties, but an action to enforce an agreement under Rule 11, which has been withdrawn from consent, must be based on proper documentation and evidence. An action to enforce a section 11 transaction agreement, where consent is revoked, must be based on proper documentation and evidence.

Right Of Way Maintenance Agreement

Each party has a right of way has an idea of what this priority right is – but often these ideas are different. This failure to clarify what both parties actually intended to do may be a means of dealing with long, costly and bitter disputes between current or subsequent road owners and those who believe they have certain rights to use the right of priority. A written agreement on the right of the road, signed together, is a relatively simple way to avoid this. You just need to put your opinion on the issues in advance. Road maintenance contracts are an excellent thing, as long as all parties involved participate in repairs, as stated in the agreement. If the right of priority is created by a transport or other form of act (often called an express concession) that is silent on maintenance, then the situation is that as soon as the path exists on the ground, the owner of the land through which the road passes (the landowner) is not obliged to repair or maintain it. In some cases, when a home buys, a lender requires that a maintenance contract exist before approving the loan if there is some kind of private road facility on the land. In addition, the dominant argument in rural real estate is relief by recipe. Such relief is that created by use over time. The basics are that the owner claimed relief by order explains that they or their predecessor have relief in the interest for more than five consecutive years (it is often much longer), and that the use was open, infamous and hostile (without the owner`s permission or against the express instructions of the owner). If all the elements are filled, then the court creates a normative relief. While the recipe is a good way to get first relief rights, the downside of prescribing is that relief cannot be extended.

Prescriptive facilities are limited to the use that created the facility and owners once the victim of prescription relief tend to ensure very carefully that the use is not extended. If you have any questions about facilities, especially the facilities of access, feel free to contact the lawyers are BPE Law Group and we would be happy to help you in your real estate needs. BPE`s lawyers are highly experienced in real estate matters, including facilities, land use arrangements and other necessary documents or court injunctions necessary to protect the interests of a property owner. The owner of the land who has the advantage of the right of priority (the user) has no obligation to maintain and repair, but is authorized to maintain and repair the path, but if he does, he must do so at his own expense. The user has the right to enter the owner`s property to carry out repairs and maintenance, but only to carry out the necessary and appropriate work. In certain circumstances, this may include improvements on the line to make it fit for the intended purpose of the priority right. If the right of priority has been acquired by long use or by “prescription,” that right is limited by the nature of that use over time; This means that the user may have acquired the right to enter the owner`s property to make repairs to the priority right, but there is no improvement.

Residential Tenancy Agreement Clauses

The agreement should also describe the house you can rent as the floor or apartment number, the area of the house, the number of bedrooms, bathroom, living room, kitchen and so on. If it is a furnished house, make sure there is a list of all fittings and faucets such as beds, sofas, tables, chairs, closets, number of fans, air conditioners, lights and so on. A rental agreement guarantees you that you later have a reference in case of a problem between you and your landlord, which is why it is important to be careful with the clauses contained in the agreement. Here are some clauses to make for the lease. 69 Unless there is a written agreement to the contrary, the tenant may only use the premises for residential purposes. The tenant is entitled to the silent enjoyment of the property while she rents it. These clauses would be contrary to this requirement. To register a rental agreement, you would have to pay a fee such as stamp duty and registration fees. The fees are usually shared by tenants and landlords, but mention this in the agreement. In addition, people who have fees, such as legal fees or brokers, should be clear. (3) If the premises are a unit within the meaning of the Titles Act 2001, the lessor must present the tenant with a copy of the owner`s company`s statutes before the start of this agreement.

Termination of the landlord Termination for failure to pay rent 96 (1) In the case of a periodic tenancy agreement, the landlord may provide the tenant with a termination for the following reasons for the following reasons: 34 The amount of rent must not vary from one period to another, unless provided for by this tenancy agreement and the housing rental law. Also clarify the prohibition period during which neither the tenant nor the landlord can terminate the contract and make sure it is also mentioned in the contract. “The agreement should clearly mention the consequences of the termination by one of the parties before the end of the lockout period,” said Rajat Malhotra, a partner at Laware Associates, a Delhi-based law firm. As a general rule, if the tenant has to evacuate the house before the end of the prohibition period, the deposit is cancelled by the landlord. If the landlord wishes to evacuate the house before the expiration of the prohibition period, he must compensate the tenant in addition to the actual repayment of the deposit by paying an amount equal to the deposit. You cannot write clauses in leases that are against the law. The tenants` court may consider these clauses to be unenforceable – that is, they have no effect and, in some cases, these clauses may constitute an illegal act. (2) Within 2 weeks of the tenant receiving the report, the tenant must return to the landlord a copy of the report, signed by the tenant, which indicates the tenant`s consent or rejection of the report or part of the report.

Repayment Agreement Sedgwick

The plan provides, in a relevant part, that, when determining the actual benefits to be paid under the plan, the benefit of a participant … 2000 . income or payments available to the member or to the member” from certain other sources, including the SSA. In support of his counter-action, Sedgwick submitted documents showing that Lombardi was simultaneously drinking benefits from the plan and the SSA at some point. Sedgwick also has offers: 1) a contract form for the right of refund signed by Lombardi, in which he acknowledges that the plan may require his employer to “take all the double payments” he receives from different sources for the same illness; (2) a “promise of repayment” signed by Lombardi, which acknowledges that disability payments under the plan are reduced by all amounts he has paid by the SSA and declares himself ready to repay the plan “as soon as he receives a Social Security disability.” amounts advanced and subject to the reduction of benefits from the plan”; (3) documents explaining Lombardi`s overpayment and letters informing him of overpayment and the request for full reimbursement; and (4) a statement from Sedgwick`s Director of Customer Services confirming that a search of their internal records revealed that Sedgwick Lombardi overpaid $13,327.41 which Lombardi did not repay. To determine whether there are true material facts, “factual controversies are interpreted in the light that is most favourable to the non-human, but only if both parties have provided evidence of controversy.” Lynch, 140 F.3d to 625. “A dispute over an essential fact is “real” if the evidence allows a reasonable jury to reach a verdict in favour of the non-moving party.” Roberson v. Alltel Info. Serves., 373 F.3d 647, 651 (5th Cir. 2004). Therefore, “the appropriate consideration is whether the evidence constitutes sufficient disagreement to request a referral to a jury or whether it is so one-sided that a party must preside legally.” Septimus v.

Univ. of Houston, 399 F.3d 601, 609 (5th Cir. 2005) (quote from Anderson, 477 U.S. to 251-52). Lombardi`s allegations that Sedgwick deprived him of a full and fair audit by not fully heeding the advice of his treating physician and by misreapplying evaluations of unst examination physicians are not persuasive. The minutes show that Lombardi`s report was before Dr. Petrie and Goldman, independent physicians, and that the two doctors took this report into consideration and discussed it in concrete terms in reaching their conclusions that Lombardi was not “totally disabled”. Therefore, Sedgwick did not “arbitrarily” refuse to heed the advice of the Lombard doctor. Similarly, as Lombardi`s complaint appears to be a disagreement between the findings of the independent doctors and those of his own physician, the court finds that “in this expert struggle,” the “trustee has room for discretion to choose one part over the other.” Anderson, 619 F.3d with 512; Hamilton v. Standard Ins. Co., 404 F.

App`x 895, 897 (5. Cir. 2010) (ERISA does not ask the administrator to consider the assessments of a treating physician when faced with reliable evidence to the contrary). Contrary to Lombardi`s assertions, Sedgwick was not required to conduct an independent medical assessment, but could rely on paper checks of Lombardi`s records by independent physicians.